SETTLEMENT OFFER ON DISPUTED ACCOUNT
Date: _
To: _ (Creditor)
We are in receipt of your statements indicating a balance due you of $_. We dispute the debt for the following reason(s): (Describe) _
Without admitting to any liability, but as an offer of compromise, we propose to settle this account in full by payment of $_. Our check in that amount is enclosed and deposit of the check shall discharge the entire balance claimed.
Very truly,
_____________
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