Credit Decline Letter

Name/Title Mary Roe
Address 795 E Dragram
City, State, Zip Code Tucson, AZ, 85705

Sub: Credit Decline

Dear Mr. Hudson,

This is in regards to your home loan application for an amount of $400000 on 1st June. It’s our company policy to check the credit rating of the individual applying for the loan. Therefore we have checked your credit rating and found that it’s negative.

You have applied for loan before with our bank and defaulted in making the payment and therefore as per our bank policy we don’t give loan to individual who have defaulted on the payment.

We request you to clear your previous payment before applying for the new loan with our company. If you want we can discuss and help you in making the payment. You can contact us on 1234-567-890.


Larry Smith

Credit Manager

Golden Credit Agency Pvt. Ltd

Near Cathedral Park, The Mall

Westminster, United Kingdom

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