June 2, 2012
Name/Title Mary Roe
Address 795 E Dragram
City, State, Zip Code Tucson, AZ, 85705
Subject: Dispute of collection action
Dear Mr. Mayo,
This is in regards to notice that I have received from your firm on 24th April. It is mentioned in the letter that I am defaulting on the payment for the home loan that I have taken.
I agree to the fact that I am been defaulting in making payment from last two month and have been charged for late fee for three months. Please note that I have paid my last installment and payment receipt number is 1234.
Therefore its two months installment that I have not paid, I assure you I will be paying the amount at the earliest. Please make the necessary correction in regards to late fee.